Has anyone else tried to get life insurance?
I'm planning to ctb in about two years, so that I will get my degree and also be out of the two year minimum for life insurance suicide clauses.
But I got some quotes from Policygenius and they're really expensive... at least 40$/month for 10 year coverage of 500k. I've seen people my age get 30$/month for even more coverage so I'm really confused.
I have depression and anxiety obviously. But still idk why my premiums are so high. I'm normally healthy I think, Im just 20 and I dont drink or do drugs or even drive. I've never been hospitalized in my life either.
What kind of quotes have you guys gotten? Does anyone with any experience with this know how I could possibly lower the premiums?
I'm planning to ctb in about two years, so that I will get my degree and also be out of the two year minimum for life insurance suicide clauses.
But I got some quotes from Policygenius and they're really expensive... at least 40$/month for 10 year coverage of 500k. I've seen people my age get 30$/month for even more coverage so I'm really confused.
I have depression and anxiety obviously. But still idk why my premiums are so high. I'm normally healthy I think, Im just 20 and I dont drink or do drugs or even drive. I've never been hospitalized in my life either.
What kind of quotes have you guys gotten? Does anyone with any experience with this know how I could possibly lower the premiums?
